Category: Loans

Student Loans without a Cosigner

With the college fees skyrocketing, it is obvious that many of the students need financial assistance in order to complete their higher studies. Not all students have...

Subsidized Student Loans

There are mainly two types of student loans; subsidized and unsubsidized. There are some basic differences between the two. What is a Subsidized Student Loan? It is a...

No Credit Check Student Loans

It is a common incidence that students have no credit at all, and if they do, the credit score is usually less. At any point of time, no credit or less credit is far...

Defaulted Student Loan Programs

Defaulting on student loans, administered by the Federal govt. or by a private agency, can have serious repercussions. The borrower may get sued and the lender may...

Private Education Loan Consolidation

Education is a very costly affair today. Especially, if you are opting for professional courses in engineering and management, the cost of education makes it inevitable...

Federal Student Loan Forgiveness

The Federal Government waivers the student loan taken under some conditions. This is called the federal student loan forgiveness program. There are various factors which...

Student Loan Forgiveness Programs

Student loans are provided by the Federal government and private lenders in order to encourage the younger generation to improve their quality of life by pursuing higher...

How to Recover from a Student Loan Default

A student loan is a credit creation provision that aids students with adequate finances to pay tuition fees of universities or other educational institutes. These loans...

How to Avoid Student Loan Defaults

Student loan programs, administered by the Federal government and private lenders, have traditionally helped youngsters attend both, graduate and undergraduate school....

Private Student Loan Consolidation

As higher education gets expensive with each passing year, loans have definitely proved as a convenient source for the people who are not so financially strong....

A College Student’s Guide to Personal Finance: Five Useful Tips

I think nearly every college student in the US, aside from a select few who have incredibly rich parents or full scholarships, has to take out a loan to pay for the...

Construction Loans – How They Work

Construction loans may be availed for residential as well as commercial purposes. Commercial construction loans are of the following types: acquisition and development...

Construction Loan Vs. Home Equity Loan

As mentioned above, the construction loan and the home equity loans, are both similar and also dissimilar with respect to several of their features and also their...

How to Get a Construction Loan

A construction loan can be simply defined as a credit to build a house or develop a property. It is quite a complex transaction, owing to the fact that the initial...

Construction Loan Process

Availing a residential construction loan is very different from obtaining a mortgage loan. Residential construction loans are often referred to as ‘story...

Types of Construction Loans

Construction loans are available for financing the construction of both residential and commercial properties. Depending on the purpose for which a builder requires...

Secured Loans for People with Bad Credit

For people with bad credit, secured loans can be procured more easily as compared to unsecured loans for bad credit since the latter is made available by lenders to...

Low Credit Score Loans

Though it has been a long time since the sub-prime crisis, people are still reeling under its after-effects. People who are in dire straits and need a loan desperately...

High Risk Personal Loans

Nowadays, different types of loans are being offered by banks and financial institutions. Personal loans are fast getting popular with its varied forms that are tailored...

Personal Loans with Bad Credit and No Collateral

They say, “money is not everything,” but they forget that you can buy anything if you have money. The need for financial assistance can arise for anyone;...

Is it Possible to Get VA Loans with Bad Credit?

One of the biggest gestures by the US government towards its veterans was when President Roosevelt signed the Servicemen’s Readjustment Act in the year 1944. The...

Same Day Loans for Bad Credit

It is indeed very difficult to payoff all your bills on the basis of your monthly income, especially during a difficult financial situation. You desperately need a...

Housing Loans for People with Bad Credit

Prior to the sub-prime crisis, bad credit was not a deterrent to avail home loans. Lenders were more than willing to provide non-conforming loans, zero-down mortgages,...

Loans for the Unemployed with Bad Credit

Surprising and unwanted situations tend to put people into a rather severe and unexpected dilemma. An urgent need for appropriate and fast cash is often felt in such...

How to Buy a House with Bad Credit

The ongoing credit crunch has witnessed a record number of foreclosures and bankruptcy filings. It has spelled a doom for the financial future of millions of people all...

What are Bad Credit Mobile Home Loans

Manufactured homes are single family homes that are constructed entirely in a factory controlled environment in accordance with the safety standards imposed by the US...

Best Loan Options for People With Bad Credit History

The present economic situation has made a good credit score mandatory for people in need of a loan. An individual’s credit score measures his credit worthiness. In...

What is a Pre-Approved Home Loan?

The purchase of a long-term fixed asset largely depends upon the availability of credit. People who want to purchase assets such as cars or houses, usually rely on...

Useful Advice on Home Loans for Teachers

Teachers are definitely one of the most important part of our society. They shoulder the important responsibility of training their students to achieve great heights in...

Home Loans for Single Mothers

Single mothers who are interested in availing home loans, may find it difficult to contend with the stringent requirements for procuring conforming mortgages. The...

Housing Loans for People with Bad Credit

Prior to the sub-prime crisis, bad credit was not a deterrent to avail home loans. Lenders were more than willing to provide non-conforming loans, zero-down mortgages,...

Home Loans After Bankruptcy

Filing bankruptcy does not always result in the petitioner having to give up home ownership. Whether a person retains ownership of the house or whether the home is...

Types of Home Loans for First-time Buyers

Before buying a house for the first time, one has to go through a lot of ups and downs and winding turns. By winding turns, and ups and downs, I mean the governmental...

Types of Home Mortgage Loans

Have you decided to buy a new home, but don’t know which loan to apply for? A home mortgage loan could be what you are looking for. It is a type of loan that is...

How to Finance or Refinance Mobile Homes

Mobile home’ is the term used for prefabricated homes that were built prior to June, 1976. The houses built after this period are called ‘manufactured...

First-time Home Buyer Loans

One of the first steps towards settling down in life is to buy one’s own house. However, buying one is not as easy as it was some fifty years ago. Real estate and...

Pros and Cons of Interest-only Mortgages

An interest-only mortgage is one of several financing options available to people seeking home loans. In this, rather than paying both the principal and the interest on...

What Credit Score is Needed to Buy a Car

The straight answer to the above question would be a credit score of 600 to 625. But here’s an expiation. As mentioned above, the end of economic recession has...

Car Financing for Bad Credit

Getting an auto loan is one of the simplest ways of buying the car of your dreams, since most of us cannot come up with enough cash for the same. However, the procedure...

Average Credit Score for a Car Loan

Nightmares about being short of cash and not being able to pay back the home loan aren’t really a path, which has not been traversed by us? But thankfully, such...

How to Reduce Monthly Car Payments

On account of the current state of the economy, an increasing number of people are looking for ways to bring down their vehicular payments. For some of them, car loans...

Advantages of Paying off Car Loan Early

Most of the time, banks and other financial institutions who lend money for buying a car allows you to pay off auto loan early, without any prepayment charges. However,...

Information about No Money Down Bad Credit Car Loans

Horrible economic conditions, poor awareness about terms and conditions of credit and loan facilities, divorce and family problems, loss of job, economic recession,...

Information about Car Loans After Bankruptcy

A car loan or auto loan is a very effective credit facility which basically helps people buy cars, even if they do not have the required financial resources at that...

Used Car Loan: Interest Rates for Used Cars

Buying a car is a necessary but costly investment. The value of a new car can depreciate by 20 to 30 percent in the span of one year. This often makes people question...

Pros and Cons of Car Title Loans

Car title loans, as the name suggests, are obtained by using a car’s title as collateral. A car’s title is issued by the Department of Motor Vehicles (DMV)....

Requirements for a Car Loan

There are many financial competitors in the market who provide loans. Ergo, getting a car loan is not very difficult. However, if you want to get an auto loan at a...

Loan Underwriting Process

When a person applies for a loan, he is termed to be an endorser or applicant of the loan. A person or organization who lends the loan is known as the lender. In between...

Cosigner Responsibilities

You are in urgent need of a loan, but due to a bad credit history or no credit history at all, the loan granter requires you to get a cosigner for the agreement, before...

APR Vs. APY

Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it. ― Albert Einstein Compound interest...

Borrowing Against 401(k)

The 401(k) plan is a type of retirement plan that meets the requirements of Internal Revenue Code Section 401(a) and the Employee Retirement Income Security Act of 1974...

Private Money Lending

Individuals, who have a great deal of money at their disposal, may specialize in lending it to the people who find it hard to qualify for loans provided by banks and...

What are Residential Hard Money Loans

Hard money loans are a popular way of financing in those areas where traditional lending companies are hesitant to step in. This type of capital is available for every...

What is a Subprime Loan

A subprime loan means lending an amount below the ‘prime’ rate of interest to people with low credit ratings. Thus, it is given to people with an imperfect...

How to get Small Loans and Grants for Women

When a woman starts a business of her own, she may have to face many challenges. The act of balancing family and employment commitments is challenging. Appropriate...

Sources of Consumer Credit

Credit occupies a prominent place in commercial affairs, undertaken by many people. It provides an opportunity to avail the benefit of purchases of goods and services,...

What is an Auto Title Loan

An auto title loan is taken on short term; generally, for not more than 30 days. It is secured by using the title of your car. This your vehicle and sell it in order to...

Personal Loan Agreement Template

While taking a loan, there are several different loan documents, contracts, and agreements that are drafted and signed by both the parties, namely, the lender and...

Understanding in Brief What Small Unsecured Personal Loans Are

Taking loans has become quite a task, especially after the economic recession, lenders have become very strict and particular about the background checks, installments,...

Personal Loans for People with Bad Credit

Are you suffering from financial crisis? Are you in debt, up to your neck? Are you planning to apply for loans, though you are suffering from a bad credit history? Are...