Category: Credit Card Debt

Eliminating Credit Card Debt Without Bankruptcy

Rising credit card debts are a result of personal financial mismanagement. Many times, people have a tendency of spending more than they actually earn, which leads to...

Negotiate Credit Card Debt Yourself

Debt negotiation is a concept that is synonymous to debt settlement. In this process, the creditor and debtor negotiate a reduced payment with each other. Many people...

Paying Off Credit Card Debt

You will notice that the usage of credit cards has led many borrowers getting into neck-deep debts, which are not exactly helpful, and reduce the credit scores and...

Consequences of Late Credit Card Payment

Having a credit card can be convenient, but it comes with its share of pitfalls. You can’t be naive regarding matters related to its usage, as late payment can...

Statute of Limitations on Credit Card Debt

A ‘statute’ is basically an act that has been passed by a legislative assembly or a body. Statute of limitations for different events that either come under...

Credit Card Debt Settlement Pros and Cons

Usually, any type of debt is a headache, be it a credit card debt or any other! The fact, that your financial health is also not sound, affects your mental peace....

Credit Card Debt Negotiation Tips

Each individual has his or her own reasons for accumulating debt. Some may have been out of employment, while others may have made haphazard expenditures and showed the...

How to Negotiate with Credit Card Companies

Consumers may be interested in negotiating with credit card companies for the sake of reducing credit card debt, or to reduce the interest charged on the balance that is...

How does Credit Card Debt Forgiveness Work

Though the economy is beginning to stir and the recession seems a thing of the past, there are many sectors that are still reeling under the effects of the slump. Many...

Tips on Credit Card Debt Consolidation

Mounting credit card debt is never desirable. A person should be able to pay at least the minimum balance. Missing even a couple of payments will result in increasing...