Category: Credit Cards

Effectively Repair Your Credit With These Tips

Repairing ones credit does not have to be an unreachable dream that one has but rather a state of mind that one needs to get into to achieve the goals that they want to...

Repair Your Credit Now With These Tips

Having a good credit score can help you get a lower interest rate when you go to buy a car or a house, but not everyone has a good credit score. If your credit score is...

Fixing Bad Credit Doesn’t Have To Be Difficult

Having a good credit score can help you get a lower interest rate when you go to buy a car or a house, but not everyone has a good credit score. If your credit score is...

Take Back Control With These Easy Credit Score Improvement Tips

A good credit score is extremely important in your everyday life. It determines whether you are approved for a loan, whether a landlord will let you lease his/her...

How To Repair Your Credit And Raise Your Score

If you have bad credit, life can seem bleak. You can’t really get ahead because you’re busy taking care of yesterday’s mistakes. It can seem like you will never be...

Get Your Credit Fixed With These Tips

Does looking at your credit report and credit score make you want to cry? You can fix it, and we can give you some tips to make it easier and faster. Read and follow our...

Take Control Of Your Credit With These Easy Tips!

Not everyone makes enough money to afford the things we want or even need. That’s how so many of us get caught in the bad credit trap. Our eyes are bigger than our...

Learn About Repairing Your Credit With These Tips

Repairing ones credit can be an easy job provided one knows what to do. For someone who doesn’t have the knowledge, credit can be a confusing and difficult subject to...

Fix Your Credit History By Using These Ideas

Unfortunately, many people find themselves in a situation where they need to do some credit improvement. It can happen to anyone. The important thing is to face the...

The Best Credit Score Improvement Tips For Successful Results

When you have a bad credit record, you tend to feel bad about your financial situation. What you should remember is that, regardless of you previous actions, you have a...

Eliminating Credit Card Debt Without Bankruptcy

Rising credit card debts are a result of personal financial mismanagement. Many times, people have a tendency of spending more than they actually earn, which leads to...

Negotiate Credit Card Debt Yourself

Debt negotiation is a concept that is synonymous to debt settlement. In this process, the creditor and debtor negotiate a reduced payment with each other. Many people...

Paying Off Credit Card Debt

You will notice that the usage of credit cards has led many borrowers getting into neck-deep debts, which are not exactly helpful, and reduce the credit scores and...

Consequences of Late Credit Card Payment

Having a credit card can be convenient, but it comes with its share of pitfalls. You can’t be naive regarding matters related to its usage, as late payment can...

Statute of Limitations on Credit Card Debt

A ‘statute’ is basically an act that has been passed by a legislative assembly or a body. Statute of limitations for different events that either come under...

Credit Card Debt Settlement Pros and Cons

Usually, any type of debt is a headache, be it a credit card debt or any other! The fact, that your financial health is also not sound, affects your mental peace....

Credit Card Debt Negotiation Tips

Each individual has his or her own reasons for accumulating debt. Some may have been out of employment, while others may have made haphazard expenditures and showed the...

How to Negotiate with Credit Card Companies

Consumers may be interested in negotiating with credit card companies for the sake of reducing credit card debt, or to reduce the interest charged on the balance that is...

How does Credit Card Debt Forgiveness Work

Though the economy is beginning to stir and the recession seems a thing of the past, there are many sectors that are still reeling under the effects of the slump. Many...

Tips on Credit Card Debt Consolidation

Mounting credit card debt is never desirable. A person should be able to pay at least the minimum balance. Missing even a couple of payments will result in increasing...

Credit Score Ratings and What They Mean

With the widespread use of credit cards and loans, lenders and companies began to search for a method to ascertaining the risk involved in lending a particular loan or...

Credit Score Scale

The credit score is a derivation of credit ratings, history, and reports. These three parameters are considered while calculating a persons credit score. Credit...

What is a Bad Credit Score?

Credit report means an individual’s history of borrowing making payments. It also includes all your financial information, late payments that you may have made,...

Perfect Credit Score

A credit score is a part of an individual’s credit report, and is derived on the basis of several elements of the credit report itself. It is basically a number...

Credit Score After Bankruptcy

Bankruptcy, a curse to your financial records, does reduce your credit score to a great extent. However, the good news is that it is possible to get credit after filing...

What is a Poor Credit Score?

Imagine that you need a loan to buy a car, what do you do? Simple, you approach a bank. The lender will then go through some of your important documents, namely, your...

How to Improve Credit Score After Bankruptcy

The following write-up provides pointers to people who would like to improve their credit scores after bankruptcy. Since every consumer has 3 credit scores, it’s...

Improving Credit Scores After Foreclosure

A fall in home prices, the subsequent recession and the high rate of unemployment resulted in a number people defaulting on their mortgage payments. Bankruptcies and...

Free Credit Score – No Credit Card Needed

Often the word “free” gets thrown around far too liberally, especially when it comes to services or products marketed online or via retail websites. There is...

Is 700 a Good Credit Score?

Before we dwell into whether 700 is a good credit score or not, you need to understand what a credit score is. A credit score is a three-digit number that is derived on...

How to Repair Your Credit on Your Own

Running a business or investing your hard-earned money is all about taking calculated risks. There are times when these calculated risks pay off and sometimes they...

Rebuild Credit After Foreclosure

During the economic recession of 2007-09, the real estate market was deeply affected. In addition to many lenders suffering considerable losses, common consumers went...

How to Rebuild Credit Fast

A bankruptcy among the many events that is more than likely to decimate your credit score. At the end of your bankruptcy proceedings, you will find your credit rating...

How to Fix Bad Credit Quickly

Having good credit scores is more difficult today than it is to keep the economy’s inflation rates low, and that is because there are innumerable new debt...

How to Improve Credit Rating After Bankruptcy

Bankruptcy cripples you on several fronts. Not only does it harm your financial position, it also affects your confidence. But post bankruptcy, you must learn to move...

Improve Credit Score Immediately

Credit score is a scientific and statistical analysis of a person’s credit files, representing the creditworthiness and the payback capability. Creditworthiness...

How Do Secured Credit Cards Rebuild Credit?

It’s important to have good credit scores and a favorable credit history, since people with poor credit find it difficult to get approved for loans at a favorable...

Instant Credit Repair

Credit reports contain a number of details that are used by creditors and insurers to evaluate applications for credit and insurance respectively. In fact, prospective...

Credit Repair Companies

The substantial increase in the graphs of credit providers led to the drastic development of basically two concepts, i.e., credit history and credit rating. The credit...

Tips to Repair Credit after Bankruptcy

Bankruptcy can leave the biggest stigma on your mind. It can scar you forever. A few who have suffered a bankruptcy or are suffering it will tell you to sit idle....

Credit Cards for Bad Credit

The number of people with bad credit score and history is rising at a great pace. Improper financial planning and management is the main reason for rising number of...

Credit Cards for People with Bad Credit

Whenever you apply for a credit card, the financial institution goes through your credit history, which is a part of credit card processing to determine your worthiness....

Best Unsecured Credit Cards for Bad Credit

Credit cards has saved us all the hassle of carrying money whenever we go out shopping. They are basically of two types, i.e., secured and unsecured. Secured credit...

Credit Cards for Bad Credit with No Deposit Required

Cash and liquid finance crunches are some of the severe problems plaguing the lives of people across the globe. People have started abstaining from any service that has...

Instant Approval Credit Cards for People with Bad Credit

Instant approval credit cards guarantee the applicant of receiving a response within 60 seconds of submitting the online application form, provided the consumer or the...

Are Instant Approval Credit Cards for Bad Credit Available?

Instant approval credit cards for bad credit have all but disappeared, since credit card companies have become wary of extending credit to consumers with less than...

Availing Secured Credit Cards for Bad Credit

Consumers have the option of applying for secured credit cards, unsecured credit cards, and debit cards. Getting approved for an unsecured credit card is contingent on...

Is It Possible to Get Unsecured Credit Cards with Bad Credit?

Consumers are approved for unsecured credit cards on the basis of their credit rating, since credit rating or credit scores are a reflection of the borrower’s...

Are there Credit Cards for Bad Credit with No Fees?

Credit cards are a necessary part of everyday life, since they have become a universally accepted form of payment. They are also invaluable during emergencies when...

How to Get a Credit Card With Bad Credit

Banks and financial institutions rarely provide credit cards to individuals with bad or low credit scores. This does not necessarily prevent them from doing so, but...

How to Apply for a Secured Credit Card

A credit card is a very innovative service that has been developed on the basis of the concept of credit creation. Credit card companies have started fulfilling the role...

Difference Between Secured and Unsecured Credit Cards

Gone are the days when you had to carry hard cash while shopping clothes, furniture, and even groceries. With the introduction of credit cards, you do not have to worry...

History of Credit Cards

Credit card is a method of making payment for the goods purchased or services availed without exchanging any cash. There are numerous credit card companies operating now...

Availing Credit Cards for People with no Credit History

Credit cards have become a necessary part of daily life. Plastic money provides people with the flexibility and convenience of knowing that they can buy today and pay...

Overview of Credit Cards

A credit card is an instrument issued by a financial institution, usually a bank, to an individual. The issuing authority, in effect, assures the individual that it will...

Choosing the Best Credit Card

The first thing you need to consider when choosing a credit card is how you will use this card? It could be that you are planning on using your card simply for making...

Benefits of Small Business Credit Cards

The bottom line is that credit cards have now replaced your regular unsecured, personal line of credit. Most people work under the assumption that banks will lend them...

Student Credit Cards: Usage and Precautions

These cards enable students to pay for academic expenses like assignments, projects, internships, online courses, language-learning classes, etc. Using this card, a...

Prepaid Credit Cards

Prepaid credit cards are useful for people whose applications for regular cards were unsuccessful. The reason for such a rejection is invariably a bad credit rating. Not...

Credit Card Types and Uses

A credit card is a small plastic card with some numbers embossed on it, and which helps to purchase the things with no requirement of cash in pocket. It is 3⅛ ×2⅛...